Integrated payments and financial solutions
Discover the right integration solution for your business with APIs or CommBiz Automated (Host to Host)
Select a product to view Integration details and documentation. If you want to explore the bahaviour of our APIs, check out our demo.
API Solutions
NameCheck
NameCheck API is a security tool to reduce fraud.
- Check account details before payment
- Real time assessment of payee information
Foreign Exchange
CommBank FX API enables real-time foreign exchange pricing and trade execution.
- Access real-time FX quotes across currency pairs
- Lock in rates and execute trades instantly
Fast Payments
Fast Payments API is a digital way to issue payments - fast, flexible, and embedded.
- Send payments in near real time, 24/7
- Receive instant payment confirmation
PayTo®
PayTo API is a modern digital payment solution for account to account payments.
- Enable customer authorised payments
- Support one off and recurring payments
CommBiz Automated (SFTP) Solutions
BPAY*
Submit multiple BPAY bill payments securely from your systems using CommBiz automated.
- Pay multiple registered BPAY billers through a single file.
- Securely send payment files via SFTP, with no manual uploads or downloads
Direct Entry
Direct Entry can be used as a file-based channel to submit high-volume domestic credit and debit payment instructions
- Pay salaries, suppliers and vendors in bulk
- Automate batch files with no manual uploads required
International Money Transfer
International Money Transfer is a way to send cross-border payments in foreign currencies.
- Pay overseas beneficiaries across multiple currencies
- Route via SWIFT BIC, host-to-host
Non-CBA Payment Requests
A way to instruct another bank to move money from an account you hold outside CommBank.
- Initiate payments from your non-CBA accounts
- Manage multi-bank payments in one place
Priority Payments
Priority Payments is a way to make urgent, high-volume domestic payments that settle the same day.
- Send time-critical, irrevocable transfers
- Ideal for large, one-off transfers
Choose how your business connects with CommBank
CommBank supports different ways to connect your business systems to our services.
- API Integration: supports near real-time requests and responses, helping your systems connect directly to CommBank payment, account and foreign exchange services.
- CommBiz Automated: supports secure file-based exchange via Secure File Transfer Protocol (SFTP), helping your business send and receive payment and reporting files as part of scheduled operational workflows. Together, these options help your business connect with CommBank in the way that best suits your systems, processes and integration needs.
What’s the difference between SFTP and API?
| CommBiz Automated (SFTP) | APIs |
|---|---|
| File-based | Request/response based |
| Scheduled exchanges | Real-time interactions |
| Batch processing | Event-driven processing |
| Best for ERP file workflows | Best for digital and embedded experiences |
| SFTP connection | REST API connection |
| Files exchanged | Data exchanged |